Love, marriage & finances: which is the most difficult subject for Canadian couples?

According to the Financial Planning Standards Council, 79 per cent of Canadians do not feel confident that they will meet their financial goals. And when it comes to Canadian couples, not only do they worry about meeting their financial goals, it turns out that couples often are not fully aware of their partner's financial goals.

Shelley Smith, Financial Planner with TD Wealth, knows how important it is for couples to work together and have open lines of communications. She recently discussed how TD can help clients become more confident in a four part series with the Globe and Mail.

  1. The right way for couples to join finances - Smith says the first step is being transparent about what you are bringing to the relationship, including debt, income, investments and any other financial obligations or entitlements
  2. How to meet savings goals as a coupleOpen communication is crucial for building a healthy financial relationship, says Smith who works closely with her clients to help them achieve their financial goals.
  3. Be honest with your spouse about your money habitsEnsure that decision-making on major purchases is done together, advises Smith.
  4. How couples should (and shouldn't) be talking about moneySmith notes that discussing finances is important, whether you’re 30, 50 or 70.

Ready to get confident about your money? Visit for tips, tools and advice.